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ABSA Personal Loans

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ABSA Personal Loans – If you ever find yourself amongst people seeking Personal Loans, be sure to take a look at ABSA Personal Loans. For those looking for business Loans ABSA offers a wide range of options that include ABSA Business Revolving Loan, Working Capital, Business Overdrafts and Short-term Loans. For individuals who earn a minimum monthly income of R2 500 you can apply and qualify for any of ABSA Personal Loans that they have on offer.

ABSA Personal Loans available

ABSA Express Loans – these ABSA Personal Loans are ideal for people looking for quick money when life unexpected emergencies come up. With ABSA Express Loans you will be able to get instant access to the money you need and is payable when you get paid. With this short term Loans you can borrow up to R8 000 and it starts from R1 500. Repayments come in 1,3 or 6 months. These ABSA Loans are accessible to people who earn R1 500 or more.

ABSA Personal Loans – these ABSA Personal Loans are similar to express Loans but the difference is that you are able to borrow much more money and more time to make repayments. These type of Loans are ideal for life unexpected emergencies as well and you are able to borrow between R3 000 to R150 000 which you can pay back between 12 months to 84 months. One benefit of ABSA Personal Loans is that if paid early you don’t get charged a fixed penalty.

ABSA Revolving Loans – these ABSA Personal Loans are available to people who earn R8 000 a month or more. ABSA Revolving Loans are ideal for people who need access to funds whenever they want, and there is no need for re-applying again. With this type of loan you will be charged a fixed interest rate.

ABSA Overdraft – For those earning R3 000 a month or more you are eligible to get an overdraft from ABSA. This means that even if there are no funds in your account you will be able to borrow money whenever you want (based on a pre-agreed limit). Normally people often get an overdraft for circumstances when they don’t have enough money in their account but need it to pay for things like medical bills, home repairs etc. Interest is charged daily on overdrafts so it is ideal to pay off the overdraft as quick as possible.

ABSA Personal Loans Contact Details

For a full range of ABSA Personal Loans please visit their website www.absa.co.za for more information. You can also visit your nearest ABSA branch and speak to a consultant who can advise you on the best option that you can take based on your credit profile and affordability.

NB: Visit Our Loan Calculator Page