SA Home Loans is a financial services provider that was established in 1999 and has been providing home loan solutions to more than 100 000 mortgage holders, and has made their home ownership dreams a reality. Most people in South Africa don’t earn enough money to purchase a house cash, and with SA Home Loans they can have a reliable and reputable credit provider that can offer them tailor made home loan credit that suits their affordability.
Why choose SA Home Loans?
SA Home Loans is a specialist mortgage originator and is probably one of the biggest home loan providers in South Africa that is not a bank, and their tailor-made mortgage loans can offer people looking to purchase a new home as much as R5 million depending on their individual credit profile and affordability. They also work in association with Capitec Bank to give their customers access to home loan credit, but this facility is available at selected branches.
SA Home Loans options available
GEHS Housing Access Loan is tailored for government employees and offers you a flexible home loan of up to 7 years with a fixed interest rate. You can use this loan to purchase communal lands which may not have title deeds, renovate or extend your property without title deeds as well.
Variable Home Loan offers as much as 20 years flexible repayment terms, and a number of surplus funds options that you can access when your home loan is approved, and also offers insurance that includes bond protection and home owner’s cover.
Edge Home Loans allows you to pay lower interest instalment and is suitable for people looking to purchase a property knowing that they will have access to a higher income later on. This option gives the home loan holder a lower instalment for the first 36 months before going back to the normal variable loan for the next 240 months.
30 Year Home Loan offers you terms of up to 30 years and has a variable interest rate tailored to suit your credit profile. This loan option is available to individuals who are purchasing a new property and is not available to existing bond customers who may want to switch.
Some of the basic requirements required when applying for these home loans includes providing a copy of your South African ID, copy of your marriage certificate, copy of a signed purchase agreement, your latest 3 months bank statements, proof of income such as your latest payslip.
SA Home Loans Contact Details
For more information on how you can make your property ownership dreams a reality get in contact with SA Home Loans by calling their consultants on 031 560 5300 or 0860 246 810 and talk to them about your unique home loan requirements, or else visit their website www.sahomeloans.com and find out more information from there.